BusinessVoice News Network

Burning the midnight oil is really rough on you. Being a night owl can lead to higher blood pressure, make exercise more difficult, promote late-night eating that packs on the pounds and can increase your risk of diabetes. And night owls are more tired and less alert on their morning commute and that can lead to more accidents. Source Link 

The three parts of a typical auto insurance policy each do different things. Liability covers the cost of damage or injury to others in an accident while you’re at-fault, while collision coverage pays to have your car repaired after an accident. Comprehensive coverage can pay for damage to your car in non-accident settings, such as a hailstorm, flood or fire. Source Link

Scammers are taking advantage of the growth of smart TVs and streaming services to rip you off. If you turn on a smart TV or open an app and see an error message, don’t call a phone number or click on a web address. No subscription streaming service or device will ever ask you to pay an activation fee. Email a customer service rep and inform them of the error message. Source Link 

Taking lots of smartphone pictures to make your vacation memories might cause the real ones to fade away. In a test, people who recorded their thoughts during an experience had less memory of it later. Experts say a focus on taking photos can change the way you experience an event and multitasking can interfere with memory. Source Link

Try this tip to get Google to cover the difference if that plane ticket drops in price after you buy it. Use the Google Flights feature to book your air travel and look for the Price Guarantee check box. You’ll get a refund through Google Pay but it’s limited to three flights per year and capped at $500 in annual savings. Source Link

Activity, eating and how you stimulate your brain can all help prevent memory loss. Exercise increases blood flow to the brain, and healthy eating with plenty of lean protein and good fats will also help. And challenge your mind by learning a new language, taking up a musical instrument, or planning a day trip or vacation to a new place. Source Link

One important part of a good night’s sleep needs to be replaced every year or two. A pillow past its prime loses firmness and that can cause neck and shoulder pain. To test yours, hold out your arm and drape the pillow across it. If it hangs down on each side, it’s time for a new one. Source Link

They’re dark purple and wrinkled and could be the perfect snack when you’re watching your weight. In one study, eating prunes helped people control appetite better to consume fewer calories and lose more weight. Nutrient-rich prunes may be better than other snacks because they can make you feel full faster. Source Link

When you’re overweight you might avoid seeing your body in a mirror but that may be one way to help you lose those extra pounds. Researchers found that looking in the mirror encouraged overweight people to engage in more healthy activities. They say looking at your reflection seems to reduce anxiety and body dissatisfaction, while improving self-awareness. Source Link

Baby wipes are great for more than cleaning those little bottoms. A baby wipe does wonders on a dirty keyboard or light switch plate, leather furniture, latex paint on your hands, a whiteboard, or your car’s interior. A baby wipe can also remove your makeup gently and clean makeup stains from clothing. Source Link

Here are some of the warning signs that you can’t afford your home mortgage. You aren’t able to save money for retirement, travel, education, or a rainy day fund. You might have high credit card bills to cover purchases that don’t fit into a too-tight budget. Or you’re deferring necessary home maintenance because the money isn’t there to pay for it. Source Link 

People who are battling high blood sugar may have another weapon. Researchers found that meditation, yoga and mindfulness exercises to deal with daily stress have also helped those with type-2 diabetes lower their average blood sugar levels. The improvement could be as much as some people see by using medications. Source Link

You probably don’t need prescription pain relievers after a visit to the dentist. A study found that over-the-counter medications like Advil, Motrin or Tylenol were more effective at relieving dental pain than opioids such as Vicodin or Oxycontin. Unused narcotics have been blamed for fueling the nation’s opioid epidemic. Source Link

With voice cloning becoming easier, getting a fake call from a child or grandchild needing money for an emergency is a common scam, and you can fight back with one word. Create a unique family code word and ask for that if you get such a call. If they don’t say the word, hang up. You can make it even safer by using a common word but mispronouncing it as the code word. Source Link

We’ve all had times when you can’t fall asleep because your mind is racing. You might overcome this by listening to soothing sounds or a calming meditation on your phone. You can also try rhythmic breathing like the 4-7-8 exercise, with a four-second inhale, a seven-second hold and an eight-second exhale. Source Link

Should yoga be part of the curriculum for your elementary student? A study found that third graders who began the school day with breathing exercises, guided relaxation and several simple yoga poses were less anxious in class, especially when taking tests. Third grade is often the year when school work becomes more complex for kids. Source Link

You can battle spring allergies with some unique weapons. The herb butterbur is a natural antihistamine. Green tea can reduce sneezing and itchy eyes, and spicy food can help clear nasal congestion. Or add a few drops of eucalyptus oil to a bowl of steaming water to breathe in a natural remedy for allergies caused by inflammation. Source Link

Road rage is all too common and you can help yourself from becoming that person who’s always angry at other drivers. Don’t drive if you’re upset and keep the car comfortable with the right air temperature and some soothing music. And give other drivers some grace and the benefit of the doubt if you get cut off. Remember times when you’ve done the same thing without thinking. Source Link